Taylor Lake Village, TX
How exposed is Taylor Lake Village to wildfire?
USFS scores Taylor Lake Village at the 71st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,024 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylor Lake Village at the 73rd percentile, close to its 71st-percentile risk score.
Taylor Lake Village's building exposure, zone by zone
93.5% of Taylor Lake Village's 2,024 buildings sit in USFS's Minimal exposure zone, with only 6.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Taylor Lake Village compares
Taylor Lake Village ranks lower within Texas (32nd percentile statewide) than its 71st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Taylor Lake Village ranks 9,281 for wildfire risk (1 is highest) and 7,405 by building count (1 is largest). Within Texas alone, it ranks 1,213 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Taylor Lake Village's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Taylor Lake Village
Even with 93.5% of Taylor Lake Village outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Taylor Lake Village's figures come from
Taylor Lake Village's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Taylor Lake Village's dominant minimal exposure actually means, with real examples from across the dataset.