Taylor Creek, FL
Taylor Creek wildfire risk explained
Taylor Creek sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 3,151 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taylor Creek's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Taylor Creek's building exposure, zone by zone
USFS puts 83.3% of Taylor Creek's 3,151 buildings in the Indirect exposure zone, versus 16.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Taylor Creek against the rest of the country
Taylor Creek ranks lower within Florida (56th percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Taylor Creek ranks 5,481 for wildfire risk (1 is highest) and 5,229 by building count (1 is largest). Within Florida alone, it ranks 425 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Taylor Creek
At the 83rd percentile nationally, Taylor Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 83.3% of Taylor Creek's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Taylor Creek's 5,481-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Taylor Creek, see the exposure-zones guide.