Taylor, AL
How exposed is Taylor to wildfire?
Out of every US place USFS scores, Taylor lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,294 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylor at the 56th percentile, close to its 55th-percentile risk score.
Taylor's building exposure, zone by zone
53.6% of Taylor's 1,294 buildings sit in USFS's Direct exposure zone, roughly 693 structures close enough to burnable vegetation for flame contact, not just embers — 44.5% fall in the Indirect, ember-only zone and 1.9% are Minimal.
Where Taylor ranks
Taylor ranks lower within Alabama (13th percentile statewide) than its 55th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Taylor ranks 14,075 for wildfire risk (1 is highest) and 10,100 by building count (1 is largest). Within Alabama alone, it ranks 518 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Taylor's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Taylor
With 53.6% of Taylor in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Taylor's 14,075-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Taylor, see the exposure-zones guide.