Tatamy, PA
How exposed is Tatamy to wildfire?
Tatamy's 516 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tatamy's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Tatamy's buildings actually sit
Tatamy rates 87.6% Minimal exposure against just 12.4% Direct and 0% Indirect — of 516 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Tatamy compares
Tatamy's risk sits at a similar level relative to Pennsylvania (10th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tatamy ranks 27,812 for wildfire risk (1 is highest) and 17,092 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,788 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Tatamy and the insurance market
Tatamy's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Tatamy's 87.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tatamy's 27,812-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tatamy, see the exposure-zones guide.