Tarrant, AL
Tarrant, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tarrant at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,669 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tarrant's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
57% of Tarrant's 3,669 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21% Direct and 22.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Tarrant ranks
Tarrant's 64th national percentile looks worse in isolation than its 33rd ranking inside Alabama does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Tarrant ranks 11,427 for wildfire risk (1 is highest) and 4,563 by building count (1 is largest). Within Alabama alone, it ranks 396 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Tarrant and the insurance market
Tarrant's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Tarrant (57% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Tarrant's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Tarrant, see the exposure-zones guide.