Tarpon Springs, FL
How exposed is Tarpon Springs to wildfire?
USFS's Wildfire Risk to Communities model puts Tarpon Springs at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 10,534 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tarpon Springs at the 74th percentile, close to its 76th-percentile risk score.
Where Tarpon Springs's buildings actually sit
Only 4.2% of Tarpon Springs's 10,534 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 10,534 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Tarpon Springs ranks
Inside Florida, Tarpon Springs sits at just the 39th percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tarpon Springs ranks 7,589 for wildfire risk (1 is highest) and 1,512 by building count (1 is largest). Within Florida alone, it ranks 587 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Tarpon Springs
Tarpon Springs's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Tarpon Springs
Tarpon Springs's 95.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tarpon Springs's figures come from
Every one of the two percentiles behind Tarpon Springs's 7,589-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tarpon Springs's dominant minimal exposure actually means, with real examples from across the dataset.