Tappen, ND
Tappen, ND's wildfire risk, in USFS's own numbers
Tappen sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 256 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tappen at the 37th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Tappen's buildings actually sit
USFS classifies 60.2% of Tappen's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Tappen against the rest of the country
Tappen scores 41st nationally and 27th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tappen ranks 18,539 for wildfire risk (1 is highest) and 22,952 by building count (1 is largest). Within North Dakota alone, it ranks 292 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 41st national percentile, Tappen rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 60.2% of Tappen outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 256 counted buildings into the percentiles shown above for Tappen. For more on what minimal exposure implies beyond Tappen, see the exposure-zones guide.