Taopi, MN
Taopi, MN's wildfire risk, in USFS's own numbers
USFS scores Taopi at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 56 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taopi's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 57.1% of Taopi's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 42.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Taopi against the rest of the country
There's little gap between Taopi's 4th national percentile and its 6th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Taopi ranks 30,420 for wildfire risk (1 is highest) and 30,768 by building count (1 is largest). Within Minnesota alone, it ranks 863 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Taopi and the insurance market
Taopi's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 57.1% of buildings rated Minimal exposure, Taopi gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Taopi's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Taopi, see the exposure-zones guide.