Tano Road, NM
How exposed is Tano Road to wildfire?
USFS scores Tano Road at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,173 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tano Road at the 80th percentile, close to its 86th-percentile risk score.
What "at risk" means for the buildings here
98.7% of Tano Road's 1,173 buildings sit in USFS's Direct exposure zone, roughly 1,158 structures close enough to burnable vegetation for flame contact, not just embers — 1.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Tano Road against the rest of the country
Tano Road's 86th national percentile looks worse in isolation than its 65th ranking inside New Mexico does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Tano Road ranks 4,513 for wildfire risk (1 is highest) and 10,810 by building count (1 is largest). Within New Mexico alone, it ranks 174 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Tano Road carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 98.7% of Tano Road in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Tano Road's figures come from
Tano Road's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Tano Road's dominant direct exposure actually means, with real examples from across the dataset.