Tannersville, NY
Tannersville, NY's wildfire risk, in USFS's own numbers
USFS scores Tannersville at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 500 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tannersville at the 24th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
73.2% of Tannersville's 500 buildings sit in USFS's Direct exposure zone, roughly 366 structures close enough to burnable vegetation for flame contact, not just embers — 26.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Tannersville against the rest of the country
Within New York, Tannersville ranks higher (50th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Tannersville ranks 24,056 for wildfire risk (1 is highest) and 17,360 by building count (1 is largest). Within New York alone, it ranks 644 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Tannersville and the insurance market
Tannersville's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 73.2% of Tannersville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Tannersville's figures come from
The methodology guide shows exactly how USFS turned 500 counted buildings into the percentiles shown above for Tannersville. The exposure-zones guide covers what Tannersville's dominant direct exposure actually means, with real examples from across the dataset.