Tangerine, FL
Tangerine, FL's wildfire risk, in USFS's own numbers
Tangerine sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,600 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tangerine at the 85th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Tangerine's buildings actually sit
1,600 buildings are counted in Tangerine, and 87.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.6% rated Minimal.
Where Tangerine ranks
Tangerine's 84th national percentile looks worse in isolation than its 60th ranking inside Florida does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Tangerine ranks 5,102 for wildfire risk (1 is highest) and 8,768 by building count (1 is largest). Within Florida alone, it ranks 385 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 84th percentile nationally, Tangerine carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Tangerine (87.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,600 counted buildings into the percentiles shown above for Tangerine. For more on what direct exposure implies beyond Tangerine, see the exposure-zones guide.