Tancred, CA
How exposed is Tancred to wildfire?
Tancred sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 101 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tancred at the 98th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tancred's building exposure, zone by zone
USFS classifies 59.4% of Tancred's buildings as Direct exposure, higher than its 40.6% Indirect share and far above its 0% Minimal share — a profile where 60 structures sit close enough to vegetation that lot clearing matters most.
Tancred against the rest of the country
Inside California, Tancred sits at just the 83rd percentile even though it scores 98th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tancred ranks 661 for wildfire risk (1 is highest) and 28,983 by building count (1 is largest). Within California alone, it ranks 274 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Tancred's 98th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 59.4% of Tancred in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 101 counted buildings into the percentiles shown above for Tancred. For more on what direct exposure implies beyond Tancred, see the exposure-zones guide.