Tamiami, FL
Tamiami, FL's wildfire risk, in USFS's own numbers
Tamiami's 13,219 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tamiami's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Tamiami's building exposure, zone by zone
USFS classifies 63.3% of Tamiami's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.3% Direct and 32.4% Indirect — a landscape-level risk rather than a building-by-building one. At 13,219 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Tamiami against the rest of the country
There's little gap between Tamiami's 97th national percentile and its 96th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tamiami ranks 1,071 for wildfire risk (1 is highest) and 1,155 by building count (1 is largest). Within Florida alone, it ranks 36 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Tamiami
At the 97th percentile nationally, Tamiami carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Tamiami
Even with 63.3% of Tamiami outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Tamiami's figures come from
Tamiami's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Tamiami's dominant minimal exposure actually means, with real examples from across the dataset.