Tamaroa, IL
Tamaroa wildfire risk explained
USFS's Wildfire Risk to Communities model puts Tamaroa at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 488 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tamaroa at the 9th percentile, close to its 9th-percentile risk score.
Tamaroa's building exposure, zone by zone
USFS classifies 59% of Tamaroa's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 30.5% Direct and 10.5% Indirect — a landscape-level risk rather than a building-by-building one.
Where Tamaroa ranks
Within Illinois, Tamaroa ranks higher (40th percentile) than it does nationally (9th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Tamaroa ranks 28,799 for wildfire risk (1 is highest) and 17,566 by building count (1 is largest). Within Illinois alone, it ranks 872 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Tamaroa
Tamaroa's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Tamaroa's 59% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tamaroa's figures come from
Every one of the two percentiles behind Tamaroa's 28,799-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tamaroa's dominant minimal exposure actually means, with real examples from across the dataset.