Talmage, NE
Talmage, NE's wildfire risk, in USFS's own numbers
Talmage sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 207 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Talmage at the 43rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Talmage's buildings actually sit
Only 6.8% of Talmage's 207 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Talmage compares
Talmage's 45th national percentile looks worse in isolation than its 30th ranking inside Nebraska does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Talmage ranks 17,399 for wildfire risk (1 is highest) and 24,607 by building count (1 is largest). Within Nebraska alone, it ranks 412 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Talmage's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Talmage
Even with 93.2% of Talmage outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Talmage's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Talmage, see the exposure-zones guide.