Tallapoosa, MO
Tallapoosa wildfire risk explained
USFS scores Tallapoosa at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 92 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tallapoosa's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Tallapoosa's buildings actually sit
Tallapoosa rates 68.5% Minimal exposure against just 31.5% Direct and 0% Indirect — of 92 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Tallapoosa ranks
There's little gap between Tallapoosa's 2nd national percentile and its 2nd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tallapoosa ranks 30,959 for wildfire risk (1 is highest) and 29,410 by building count (1 is largest). Within Missouri alone, it ranks 1,039 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Tallapoosa's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 68.5% of Tallapoosa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tallapoosa's 30,959-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tallapoosa, see the exposure-zones guide.