Tainter Lake, WI
Tainter Lake, WI's wildfire risk, in USFS's own numbers
Tainter Lake sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,679 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tainter Lake at the 23rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,679 buildings are counted in Tainter Lake, and 86.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 7.9% rated Minimal.
How Tainter Lake compares
Compare Tainter Lake's two percentiles: 42nd within Wisconsin, only 23rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Tainter Lake ranks 24,255 for wildfire risk (1 is highest) and 8,499 by building count (1 is largest). Within Wisconsin alone, it ranks 470 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Tainter Lake and the insurance market
Tainter Lake's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 86.7% of Tainter Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,679 counted buildings into the percentiles shown above for Tainter Lake. For more on what direct exposure implies beyond Tainter Lake, see the exposure-zones guide.