Tahoka, TX
Tahoka wildfire risk explained
USFS's Wildfire Risk to Communities model puts Tahoka at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,742 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tahoka's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Tahoka's buildings actually sit
47.6% of Tahoka's 1,742 buildings sit in USFS's Minimal exposure zone, with only 23.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Tahoka ranks
Tahoka's risk sits at a similar level relative to Texas (78th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tahoka ranks 4,078 for wildfire risk (1 is highest) and 8,260 by building count (1 is largest). Within Texas alone, it ranks 391 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 87th percentile nationally, Tahoka carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 47.6% of buildings rated Minimal exposure, Tahoka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Tahoka's figures come from
Every one of the two percentiles behind Tahoka's 4,078-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tahoka's dominant minimal exposure actually means, with real examples from across the dataset.