Taft, FL
Taft, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Taft at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,218 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Taft at the 73rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Taft's building exposure, zone by zone
Only 24.7% of Taft's 1,218 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Taft compares
Taft's 72nd national percentile looks worse in isolation than its 30th ranking inside Florida does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Taft ranks 8,819 for wildfire risk (1 is highest) and 10,544 by building count (1 is largest). Within Florida alone, it ranks 665 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Taft's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Taft's 75.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Taft's 8,819-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Taft, see the exposure-zones guide.