Tacoma, VA
Tacoma, VA's wildfire risk, in USFS's own numbers
Tacoma's 167 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tacoma at the 88th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Tacoma's buildings actually sit
Direct exposure dominates in Tacoma: 59.3% of its 167 buildings, versus 40.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Tacoma against the rest of the country
There's little gap between Tacoma's 85th national percentile and its 95th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tacoma ranks 4,775 for wildfire risk (1 is highest) and 26,155 by building count (1 is largest). Within Virginia alone, it ranks 37 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Tacoma's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Tacoma
Tacoma's 59.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Tacoma's 4,775-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Tacoma, see the exposure-zones guide.