Tabernash, CO
Tabernash wildfire risk explained
USFS scores Tabernash at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 409 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tabernash at the 85th percentile, close to its 84th-percentile risk score.
Where Tabernash's buildings actually sit
USFS classifies 85.3% of Tabernash's buildings as Direct exposure, higher than its 14.7% Indirect share and far above its 0% Minimal share — a profile where 349 structures sit close enough to vegetation that lot clearing matters most.
Where Tabernash ranks
Tabernash's 84th national percentile looks worse in isolation than its 64th ranking inside Colorado does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Tabernash ranks 4,942 for wildfire risk (1 is highest) and 19,046 by building count (1 is largest). Within Colorado alone, it ranks 170 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Tabernash's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Tabernash
With 85.3% of Tabernash in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Tabernash's figures come from
The methodology guide shows exactly how USFS turned 409 counted buildings into the percentiles shown above for Tabernash. The exposure-zones guide covers what Tabernash's dominant direct exposure actually means, with real examples from across the dataset.