Switz City, IN
How exposed is Switz City to wildfire?
Switz City's 206 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Switz City's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Switz City's building exposure, zone by zone
Only 23.8% of Switz City's 206 buildings carry Direct exposure and 0% carry Indirect; the remaining 76.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Switz City compares
Within Indiana, Switz City ranks higher (47th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Switz City ranks 29,215 for wildfire risk (1 is highest) and 24,635 by building count (1 is largest). Within Indiana alone, it ranks 516 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Switz City and the insurance market
Switz City's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 76.2% of Switz City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Switz City's figures come from
Every one of the two percentiles behind Switz City's 29,215-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Switz City's dominant minimal exposure actually means, with real examples from across the dataset.