Swisher, IA
Swisher, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Swisher at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 535 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Swisher at the 60th percentile, close to its 58th-percentile risk score.
Where Swisher's buildings actually sit
Only 22.2% of Swisher's 535 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Swisher compares
Swisher's 81st-percentile standing inside Iowa outpaces its 58th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Swisher ranks 13,203 for wildfire risk (1 is highest) and 16,797 by building count (1 is largest). Within Iowa alone, it ranks 198 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Swisher
Swisher's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 77.8% of Swisher outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Swisher's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Swisher, see the exposure-zones guide.