Swink, OK
Swink wildfire risk explained
USFS's Wildfire Risk to Communities model puts Swink at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 79 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Swink at the 85th percentile, close to its 81st-percentile risk score.
Where Swink's buildings actually sit
84.8% of Swink's 79 buildings sit in USFS's Direct exposure zone, roughly 67 structures close enough to burnable vegetation for flame contact, not just embers — 15.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Swink ranks
Swink's 81st national percentile looks worse in isolation than its 22nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 59 points. Among the 31,521 US communities USFS scores, Swink ranks 5,968 for wildfire risk (1 is highest) and 29,940 by building count (1 is largest). Within Oklahoma alone, it ranks 648 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Swink
Swink's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Swink's 84.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 79 counted buildings into the percentiles shown above for Swink. For more on what direct exposure implies beyond Swink, see the exposure-zones guide.