Swift Bird, SD
How exposed is Swift Bird to wildfire?
Swift Bird sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 51 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Swift Bird at the 80th percentile, close to its 80th-percentile risk score.
Where Swift Bird's buildings actually sit
51 buildings are counted in Swift Bird, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Swift Bird ranks
There's little gap between Swift Bird's 80th national percentile and its 80th percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Swift Bird ranks 6,217 for wildfire risk (1 is highest) and 30,914 by building count (1 is largest). Within South Dakota alone, it ranks 90 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Swift Bird's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Swift Bird
With 100% of Swift Bird in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Swift Bird's 6,217-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Swift Bird, see the exposure-zones guide.