Sweetwater, OK
How exposed is Sweetwater to wildfire?
USFS's Wildfire Risk to Communities model puts Sweetwater at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 218 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sweetwater's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Sweetwater's buildings actually sit
Of Sweetwater's 218 counted buildings, 75.2% carry Direct exposure and only 11.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Sweetwater ranks
There's little gap between Sweetwater's 97th national percentile and its 93rd percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sweetwater ranks 983 for wildfire risk (1 is highest) and 24,214 by building count (1 is largest). Within Oklahoma alone, it ranks 58 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Sweetwater and the insurance market
At the 97th percentile nationally, Sweetwater carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Sweetwater (75.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Sweetwater's figures come from
Every one of the two percentiles behind Sweetwater's 983-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sweetwater's dominant direct exposure actually means, with real examples from across the dataset.