Swedesboro, NJ
Swedesboro wildfire risk explained
Out of every US place USFS scores, Swedesboro lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 896 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Swedesboro at the 41st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Swedesboro rates 88.8% Minimal exposure against just 11.2% Direct and 0% Indirect — of 896 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Swedesboro against the rest of the country
There's little gap between Swedesboro's 41st national percentile and its 44th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Swedesboro ranks 18,690 for wildfire risk (1 is highest) and 12,762 by building count (1 is largest). Within New Jersey alone, it ranks 391 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Swedesboro's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Swedesboro
Even with 88.8% of Swedesboro outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Swedesboro's 18,690-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Swedesboro, see the exposure-zones guide.