Swea City, IA
How exposed is Swea City to wildfire?
Swea City's 455 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Swea City at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Swea City's building exposure, zone by zone
Most of Swea City's buildings (85.9% of 455) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Swea City against the rest of the country
Swea City's risk sits at a similar level relative to Iowa (2nd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Swea City ranks 31,020 for wildfire risk (1 is highest) and 18,172 by building count (1 is largest). Within Iowa alone, it ranks 999 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Swea City's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Swea City
With 85.9% of buildings rated Minimal exposure, Swea City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 455 counted buildings into the percentiles shown above for Swea City. For more on what minimal exposure implies beyond Swea City, see the exposure-zones guide.