Swartzville, PA
Swartzville, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Swartzville at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 933 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Swartzville at the 11th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 73.4% of Swartzville's 933 buildings in the Indirect exposure zone, versus 26.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Swartzville ranks
Swartzville scores 13th nationally and 12th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Swartzville ranks 27,435 for wildfire risk (1 is highest) and 12,443 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,757 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Swartzville
At the 13th national percentile, Swartzville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Swartzville (73.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Swartzville's 27,435-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Swartzville, see the exposure-zones guide.