Swartz, LA
How exposed is Swartz to wildfire?
USFS's Wildfire Risk to Communities model puts Swartz at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,011 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Swartz at the 54th percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
77.8% of Swartz's 2,011 buildings sit in USFS's Direct exposure zone, roughly 1,564 structures close enough to burnable vegetation for flame contact, not just embers — 22.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Swartz against the rest of the country
Swartz's risk sits at a similar level relative to Louisiana (63rd percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Swartz ranks 14,806 for wildfire risk (1 is highest) and 7,447 by building count (1 is largest). Within Louisiana alone, it ranks 180 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Swartz and the insurance market
At the 53rd national percentile, Swartz rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Swartz (77.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Swartz's 14,806-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Swartz, see the exposure-zones guide.