Swanville, MN
How exposed is Swanville to wildfire?
Out of every US place USFS scores, Swanville lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 243 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Swanville's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Swanville (71.2% of 243 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.8% sit in the Direct zone.
Swanville against the rest of the country
Swanville's 91st-percentile standing inside Minnesota outpaces its 67th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Swanville ranks 10,492 for wildfire risk (1 is highest) and 23,366 by building count (1 is largest). Within Minnesota alone, it ranks 80 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Swanville
Swanville's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 71.2% of Swanville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 243 counted buildings into the percentiles shown above for Swanville. For more on what indirect exposure implies beyond Swanville, see the exposure-zones guide.