Swanton, NE
Swanton wildfire risk explained
Swanton sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Swanton's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Swanton's building exposure, zone by zone
82.1% of Swanton's 134 buildings sit in USFS's Minimal exposure zone, with only 17.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Swanton against the rest of the country
Inside Nebraska, Swanton sits at just the 23rd percentile even though it scores 39th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Swanton ranks 19,322 for wildfire risk (1 is highest) and 27,551 by building count (1 is largest). Within Nebraska alone, it ranks 452 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Swanton's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 82.1% of buildings rated Minimal exposure, Swanton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 134 counted buildings into the percentiles shown above for Swanton. For more on what minimal exposure implies beyond Swanton, see the exposure-zones guide.