Swansea, IL
How exposed is Swansea to wildfire?
Out of every US place USFS scores, Swansea lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 6,077 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Swansea at the 13th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Swansea's building exposure, zone by zone
93.8% of Swansea's 6,077 buildings sit in USFS's Minimal exposure zone, with only 6.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,077 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Swansea against the rest of the country
Swansea's 47th-percentile standing inside Illinois outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Swansea ranks 27,694 for wildfire risk (1 is highest) and 2,850 by building count (1 is largest). Within Illinois alone, it ranks 768 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Swansea and the insurance market
Swansea's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Swansea
Swansea's 93.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Swansea's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Swansea, see the exposure-zones guide.