Swan Lake, NY
Swan Lake, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Swan Lake lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 466 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Swan Lake's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Swan Lake's building exposure, zone by zone
Of Swan Lake's 466 counted buildings, 90.3% carry Direct exposure and only 0.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Swan Lake compares
Within New York, Swan Lake ranks higher (71st percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Swan Lake ranks 21,181 for wildfire risk (1 is highest) and 17,964 by building count (1 is largest). Within New York alone, it ranks 378 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Swan Lake
Swan Lake's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Swan Lake
With 90.3% of Swan Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 466 counted buildings into the percentiles shown above for Swan Lake. For more on what direct exposure implies beyond Swan Lake, see the exposure-zones guide.