Swall Meadows, CA
How exposed is Swall Meadows to wildfire?
Swall Meadows's 184 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Swall Meadows at the 84th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Swall Meadows's building exposure, zone by zone
Direct exposure dominates in Swall Meadows: 100% of its 184 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Swall Meadows ranks
Inside California, Swall Meadows sits at just the 55th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Swall Meadows ranks 4,027 for wildfire risk (1 is highest) and 25,450 by building count (1 is largest). Within California alone, it ranks 705 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Swall Meadows
Swall Meadows's 87th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 100% of Swall Meadows in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Swall Meadows's figures come from
The methodology guide shows exactly how USFS turned 184 counted buildings into the percentiles shown above for Swall Meadows. The exposure-zones guide covers what Swall Meadows's dominant direct exposure actually means, with real examples from across the dataset.