Sutherland, UT
Sutherland, UT's wildfire risk, in USFS's own numbers
Sutherland's 103 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sutherland's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
63.1% of Sutherland's 103 buildings sit in USFS's Minimal exposure zone, with only 31.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Sutherland compares
Sutherland's 50th national percentile looks worse in isolation than its 9th ranking inside Utah does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Sutherland ranks 15,837 for wildfire risk (1 is highest) and 28,927 by building count (1 is largest). Within Utah alone, it ranks 296 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Sutherland's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Sutherland
Even with 63.1% of Sutherland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Sutherland. For more on what minimal exposure implies beyond Sutherland, see the exposure-zones guide.