Sutherland, IA
Sutherland, IA's wildfire risk, in USFS's own numbers
Sutherland sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 546 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sutherland at the 27th percentile, close to its 28th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 64.7% of Sutherland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 35.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Sutherland ranks
Sutherland scores 28th nationally and 42nd within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sutherland ranks 22,653 for wildfire risk (1 is highest) and 16,620 by building count (1 is largest). Within Iowa alone, it ranks 586 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Sutherland
Sutherland's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Sutherland's 64.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 546 counted buildings into the percentiles shown above for Sutherland. For more on what minimal exposure implies beyond Sutherland, see the exposure-zones guide.