Superior, WI
Superior, WI's wildfire risk, in USFS's own numbers
USFS scores Superior at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 15,331 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Superior at the 28th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 68.8% of Superior's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.7% Direct and 25.5% Indirect — a landscape-level risk rather than a building-by-building one. At 15,331 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Superior compares
Within Wisconsin, Superior ranks higher (57th percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Superior ranks 22,741 for wildfire risk (1 is highest) and 967 by building count (1 is largest). Within Wisconsin alone, it ranks 348 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Superior and the insurance market
Superior's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 68.8% of buildings rated Minimal exposure, Superior gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 15,331 counted buildings into the percentiles shown above for Superior. For more on what minimal exposure implies beyond Superior, see the exposure-zones guide.