Superior, CO
Superior wildfire risk explained
USFS's Wildfire Risk to Communities model puts Superior at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,634 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Superior at the 93rd percentile, close to its 92nd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Superior (83.4% of 3,634 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 6.3% sit in the Direct zone.
Superior against the rest of the country
Superior scores 92nd nationally and 80th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Superior ranks 2,453 for wildfire risk (1 is highest) and 4,616 by building count (1 is largest). Within Colorado alone, it ranks 99 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Superior
Superior's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 83.4% of Superior's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,634 counted buildings into the percentiles shown above for Superior. For more on what indirect exposure implies beyond Superior, see the exposure-zones guide.