Sunshine, CO
Sunshine, CO's wildfire risk, in USFS's own numbers
Sunshine's 127 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sunshine at the 99th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of Sunshine's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 127 structures sit close enough to vegetation that lot clearing matters most.
How Sunshine compares
Sunshine's risk sits at a similar level relative to Colorado (97th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sunshine ranks 317 for wildfire risk (1 is highest) and 27,842 by building count (1 is largest). Within Colorado alone, it ranks 21 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Sunshine's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Sunshine
With 100% of Sunshine in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sunshine's 317-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sunshine, see the exposure-zones guide.