Sunset Bay, NY
Sunset Bay, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sunset Bay lands at the 30th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 656 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sunset Bay's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Where Sunset Bay's buildings actually sit
Only 25.5% of Sunset Bay's 656 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Sunset Bay against the rest of the country
Sunset Bay's 64th-percentile standing inside New York outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Sunset Bay ranks 22,035 for wildfire risk (1 is highest) and 15,117 by building count (1 is largest). Within New York alone, it ranks 463 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Sunset Bay's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Sunset Bay
With 74.5% of buildings rated Minimal exposure, Sunset Bay gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Sunset Bay's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sunset Bay, see the exposure-zones guide.