Sunrise Beach Village, TX
How exposed is Sunrise Beach Village to wildfire?
Sunrise Beach Village sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,553 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sunrise Beach Village at the 80th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sunrise Beach Village's building exposure, zone by zone
1,553 buildings are counted in Sunrise Beach Village, and 43.6% of them are Indirect exposure — ember-driven risk rather than the 41.5% in Direct exposure or the 14.9% rated Minimal.
Sunrise Beach Village against the rest of the country
Inside Texas, Sunrise Beach Village sits at just the 62nd percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sunrise Beach Village ranks 6,225 for wildfire risk (1 is highest) and 8,945 by building count (1 is largest). Within Texas alone, it ranks 688 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sunrise Beach Village and the insurance market
At the 80th percentile nationally, Sunrise Beach Village carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Sunrise Beach Village (43.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,553 counted buildings into the percentiles shown above for Sunrise Beach Village. For more on what indirect exposure implies beyond Sunrise Beach Village, see the exposure-zones guide.