Sunray, TX
Sunray, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Sunray at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,105 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sunray at the 79th percentile, close to its 81st-percentile risk score.
Sunray's building exposure, zone by zone
1,105 buildings are counted in Sunray, and 80% of them are Indirect exposure — ember-driven risk rather than the 7% in Direct exposure or the 13% rated Minimal.
Where Sunray ranks
Sunray's 81st national percentile looks worse in isolation than its 64th ranking inside Texas does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Sunray ranks 6,001 for wildfire risk (1 is highest) and 11,253 by building count (1 is largest). Within Texas alone, it ranks 652 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sunray and the insurance market
Sunray's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Sunray (80% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Sunray's figures come from
Sunray's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sunray's dominant indirect exposure actually means, with real examples from across the dataset.