Sunlit Hills, NM
Sunlit Hills wildfire risk explained
Out of every US place USFS scores, Sunlit Hills lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 578 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sunlit Hills at the 82nd percentile, close to its 88th-percentile risk score.
Where Sunlit Hills's buildings actually sit
USFS classifies 100% of Sunlit Hills's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 578 structures sit close enough to vegetation that lot clearing matters most.
Sunlit Hills against the rest of the country
Inside New Mexico, Sunlit Hills sits at just the 71st percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sunlit Hills ranks 3,692 for wildfire risk (1 is highest) and 16,133 by building count (1 is largest). Within New Mexico alone, it ranks 146 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Sunlit Hills's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Sunlit Hills
Sunlit Hills's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sunlit Hills's figures come from
Every one of the two percentiles behind Sunlit Hills's 3,692-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sunlit Hills's dominant direct exposure actually means, with real examples from across the dataset.