Sunfield, MI
Sunfield wildfire risk explained
Sunfield sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 305 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sunfield at the 4th percentile, close to its 4th-percentile risk score.
What "at risk" means for the buildings here
Only 17.1% of Sunfield's 305 buildings carry Direct exposure and 0% carry Indirect; the remaining 83% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Sunfield compares
Sunfield's risk sits at a similar level relative to Michigan (7th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sunfield ranks 30,363 for wildfire risk (1 is highest) and 21,500 by building count (1 is largest). Within Michigan alone, it ranks 695 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Sunfield and the insurance market
Sunfield's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 83% of buildings rated Minimal exposure, Sunfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Sunfield's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sunfield, see the exposure-zones guide.