Sundown, TX
Sundown wildfire risk explained
USFS scores Sundown at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 876 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sundown at the 92nd percentile, close to its 91st-percentile risk score.
Where Sundown's buildings actually sit
USFS puts 74.7% of Sundown's 876 buildings in the Indirect exposure zone, versus 25.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Sundown ranks
Sundown scores 91st nationally and 86th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sundown ranks 2,909 for wildfire risk (1 is highest) and 12,945 by building count (1 is largest). Within Texas alone, it ranks 260 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sundown and the insurance market
At the 91st percentile nationally, Sundown carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Sundown's 74.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 876 counted buildings into the percentiles shown above for Sundown. For more on what indirect exposure implies beyond Sundown, see the exposure-zones guide.