Sunbury, PA
Sunbury wildfire risk explained
Sunbury sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,965 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sunbury at the 26th percentile, close to its 25th-percentile risk score.
Sunbury's building exposure, zone by zone
Indirect exposure is dominant in Sunbury (98.6% of 2,965 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 1.5% sit in the Direct zone.
How Sunbury compares
Sunbury scores 25th nationally and 30th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sunbury ranks 23,525 for wildfire risk (1 is highest) and 5,490 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,400 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 25th national percentile, Sunbury rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Sunbury (98.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Sunbury's figures come from
Every one of the two percentiles behind Sunbury's 23,525-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sunbury's dominant indirect exposure actually means, with real examples from across the dataset.