Sun Valley, TX
Sun Valley, TX's wildfire risk, in USFS's own numbers
USFS scores Sun Valley at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 40 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sun Valley at the 84th percentile, close to its 82nd-percentile risk score.
Sun Valley's building exposure, zone by zone
Direct exposure dominates in Sun Valley: 100% of its 40 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Sun Valley compares
Sun Valley's 82nd national percentile looks worse in isolation than its 67th ranking inside Texas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Sun Valley ranks 5,627 for wildfire risk (1 is highest) and 31,185 by building count (1 is largest). Within Texas alone, it ranks 596 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Sun Valley's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Sun Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sun Valley's 5,627-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sun Valley, see the exposure-zones guide.