Sun City, KS
Sun City, KS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sun City lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 106 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sun City at the 99th percentile, close to its 99th-percentile risk score.
Sun City's building exposure, zone by zone
78.3% of Sun City's 106 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Sun City ranks
Sun City scores 99th nationally and 100th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sun City ranks 480 for wildfire risk (1 is highest) and 28,770 by building count (1 is largest). Within Kansas alone, it ranks 3 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Sun City and the insurance market
Sun City's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Sun City's 78.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Sun City's figures come from
The methodology guide shows exactly how USFS turned 106 counted buildings into the percentiles shown above for Sun City. The exposure-zones guide covers what Sun City's dominant indirect exposure actually means, with real examples from across the dataset.