Sun City Center, FL
Sun City Center, FL's wildfire risk, in USFS's own numbers
Sun City Center's 15,684 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sun City Center at the 90th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Sun City Center (76.5% of 15,684 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.9% sit in the Direct zone. At 15,684 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Sun City Center against the rest of the country
Sun City Center scores 89th nationally and 77th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sun City Center ranks 3,560 for wildfire risk (1 is highest) and 940 by building count (1 is largest). Within Florida alone, it ranks 222 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Sun City Center and the insurance market
Sun City Center's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Sun City Center (76.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Sun City Center's figures come from
Every one of the two percentiles behind Sun City Center's 3,560-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sun City Center's dominant indirect exposure actually means, with real examples from across the dataset.